That master password tip is key... because if someone gets that, they have everything. Adding two-factor auth to your password manager account adds another layer, so even if the master pass is guessed, they still can't get in. Also, these apps can autofill passwords on real sites, which helps avoid phishing scams since they won't fill on fake login pages. It's crazy how much safer you feel once all your logins are locked down like that... just makes life easier not having to reset passwords all the time.

On a project downtown, the glass subcontractor pushed for rush orders and it backfired. You're right to worry about quality. It never pays off in the long run.

Totally agree that missing Austen's point about character happens all the time. Like when someone says a breakup was only about cash. But really, it's often about pride or hurt feelings. You see this at jobs too, blaming pay instead of rude managers. Making everything about money skips the real human stuff. Austen saw that, and we still do it now.