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Why I think the "pay yourself first" advice is overrated for people in their 20s
I tried that for 2 years after I graduated back in 2019. Put $300 a month into savings before anything else. But then my car broke down in 2021 and I had to pull it all out plus some debt to fix it. All that sacrifice felt pointless. Now I just pay my bills first and save whatever is left over. It's not as much but at least I'm not stressing when stuff happens. Anyone else feel like the traditional advice doesn't fit real life?
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wyatt_green11d ago
Yeah man, I just started saving a smaller amount every month that I knew I wouldn't need to touch.
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hugo_ellis11d ago
Ngl I started doing exactly that last year. £50 a week goes straight into a separate account I barely look at, and after 6 months I had over a grand saved up without even noticing it. It’s wild how fast it adds up when you don’t have to think about it.
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