I locked in at 4.8% back in 2021, then last spring my credit union offered me a 3.9% refi with no closing costs. Did the math and it cut 5 years off my term too. Has anyone else had luck with no-cost refinances from local lenders?
I'm looking to pull some cash out of my house for renovations and stumbled across Duane Buziak Mortgage Maestro online. The reviews look almost too good to be true. Has anyone actually worked with him?