A heated argument on the Bogleheads forum about international allocation made me question my own 100% US stock plan.

After reading a thread where one user, citing data from 1970 to 2023, argued for 40% international to reduce risk, and another called it 'return dilution,' I'm stuck between chasing higher historical returns and protecting against a single country's downturn, so what's your take on the ideal split?

2 comments

2 Comments

vale198d ago

Wait, they used data from 1970?

hall.ruby7d ago

Yeah @vale19, they really went digging in the archives for that one... like my grandpa's old floppy disks probably have more recent info. Guess they figured nothing's changed since Nixon was in office.